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Factors to Consider When Choosing a Credit Card Processor

Deciding to accept credit cards is only the first step in getting paid. Of course if you have an online store, then credit cards are practically the only way to receive payment from your customers. However, customers can’t swipe their cards on your website, so you’ll require a system to facilitate payment. This is usually…

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Accepting Credit Card Payments for Your Small Business

A merchant account is the cornerstone of card processing. It is a kind of bank account which handles funds transferred through debit and credit cards. Opening a merchant account through a payment processing service If you cannot open a merchant account for any reason, you may still have options at your disposal. Independent credit card…

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The Difference Between ACH and a Debit Card Transaction

The debit card has been an alternative to checks for quite some time. It offers an easy way of transferring money electronically, from either a checking and savings account, and, if it carries a credit card logo, then it can be used for payments anywhere that credit card is accepted. ACH works with direct debit…

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You’re Approved For a Merchant Account. Now What?

As a business owner, you’re probably familiar with merchant accounts. They allow your customers to pay you by credit card. Some payment processors also include the acceptance of cash, checks, ACH, and e-checks as part of their services. Some payment processors make it quite challenging to get your merchant account approved. They charge you an…

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Does my Online Business Need an SSL Certificate?

You’ve opened a merchant account, started to process credit cards, and you’ve decided to take your business online. But when you’ve just commissioned a website, your developer brings up SSL. Confused at first, you decide that the extra cost may not be worth it. However, SSL can be a very important component of an online…

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What To Expect When You Apply For a Merchant Account

Here’s What To Expect When You Apply For a Merchant Account If you’ve decided to tap into the credit card market, you’re probably ready to open your first merchant account. However, you’re not sure of the process or what to expect. You might be wondering about the required paperwork and the duration of the process.…

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